I’m going to echo here what Roguelazer has already mentioned and add to it the business benefit: you will eventually not want people only making $1 payments. A

I’m going to echo here what Roguelazer has already mentioned and add to it the business benefit: you will eventually not want people only making $1 payments. A $10 account credit is probably the minimum you should consider in today’s environment. That’s plenty, and it’s not too much for low usage accounts.