AFAIK the crux of the matter is exactly in how VISA and the like are judge, jury and executioner on these matters : if they don't think what you are doing is ac

AFAIK the crux of the matter is exactly in how VISA and the like are judge, jury and executioner on these matters : if they don't think what you are doing is acceptable, being legal won't change anything about that. And as far as I remember, Patreon also had similar issues with terminating accounts of people that they (not judges !) have decided to have violated (IIRC) hate speech laws ? (This wouldn't be an issue if antitrust was working properly and Patreon hadn't become so big that alternatives aren't even on people's radars (GP's ignorance about Tipeee being an example), but here we are...)