> For example, when you're employed, you have to live where the jobs are.... Whereas when you're retired you can live... [in] a place that is both less expensiv

> For example, when you're employed, you have to live where the jobs are.... Whereas when you're retired you can live... [in] a place that is both less expensive and warmer. I think that it may be just the opposite. From what I've observed, access to good public transportation is a major contributor to quality of life in old age. In the US, that requires someone to live in a much higher cost of living location.