It is possible to borrow against BTC (and many other crypto) holdings. This means you don't have to sell. Lend your BTC, earns a bit interest. Borrow your local

It is possible to borrow against BTC (and many other crypto) holdings. This means you don't have to sell. Lend your BTC, earns a bit interest. Borrow your local currency at some rate and within a comfortable liquidation ratio. Spend the local currency on what you want to buy. Earn from your job. Pay back the loan. Keep thing thing you bought. Now you're putting your store of value to work for you and the daily swings in BTC price become less important. No need to go to anyone for permission to do that either. No credit checks. No banks. Anywhere in the world.