It depends. We had this ridiculous money-making scheme from the Federal Government a few years back called "Robodebt", which basically amounted to sending dema

It depends. We had this ridiculous money-making scheme from the Federal Government a few years back called "Robodebt", which basically amounted to sending demands to pay back welfare money that they claim was incorrectly claimed ... long after the retention period for the paperwork. Conveniently they declined to show their working for the so-called incorrect claims. Most people didn't keep their timesheets and records, and then couldn't prove they weren't overpaid, and were supposedly liable for the "debt". Some people comitted suicide over it. If you had your records, you probably wouldn't have lost any sleep over it, much less your life.