If you look closely, you may notice that the code that "adds to the insurance fund" doesn't _take_ that money from anywhere. It's just retrieving a number from

If you look closely, you may notice that the code that "adds to the insurance fund" doesn't _take_ that money from anywhere. It's just retrieving a number from the database, adding a value to it out of thin air and writing it back. This number was then presented to users as representing the balance of the insurance fund protecting their assets. There was an actual insurance fund and it had a tiny fraction (5% or less) of what this number in the database claimed. The random numbers generated by this code did not represent actual contributions to said insurance fund. They were not, in fact, taking a fraction of their fee revenue and putting it into an insurance fund. They were not doing anything even remotely reasonable, this was a flat-out lie.