Writing it off is just the insurance company buying it from you for your insured amount because they owe you the value of the car and it'll be cheaper to just b

Writing it off is just the insurance company buying it from you for your insured amount because they owe you the value of the car and it'll be cheaper to just buy it from you than repair it. Normally you can then buy it back for what they expect to get at auction and do the repairs yourself with a salvage title.