First of all, anyone wishing to misuse the data probably doesn't care about legal penalties, as they're inevitable should the scheme be uncovered. What can anyo

First of all, anyone wishing to misuse the data probably doesn't care about legal penalties, as they're inevitable should the scheme be uncovered. What can anyone do with enough of your data? Well, how about "impersonate you, make a huge debt in your name, disappear with the money, leaving you to pay it"? Note that this is actually an optimistic scenario.