Yup. But what is a reasonable percentile for someone to "comfortably" afford the monthly payment for a median new car? Maybe 80 is on the high side. But it cer

Yup. But what is a reasonable percentile for someone to "comfortably" afford the monthly payment for a median new car? Maybe 80 is on the high side. But it certainly isn't 50%. 10% of income as a heuristic for a car payment isn't too terrible.