Is it also personal responsibility when a rollercoaster fails? They knew the risks, allegedly. This is a dim moral view of humanity. Basically nobody is liable

Is it also personal responsibility when a rollercoaster fails? They knew the risks, allegedly. This is a dim moral view of humanity. Basically nobody is liable to you, even if they fuck up? That's not how morals and ethics work. I'm convinced those that beat the drum of personal responsibility are simply conservatives that want everyone to lead a shit life. There is only so much one can do to avoid the damage that others cause. But of course, no personal responsibility to the businesses hurting people, right? Dead giveaway of conservative, backwards outlooks. You would not be able to build a community with those values. What are your thoughts on sexual assault?