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I think this makes more sense as a wagie. If you're doing solo work, it's fairly often you make huge lumps of money, and then nothing for months on end; or you

I think this makes more sense as a wagie. If you're doing solo work, it's fairly often you make huge lumps of money, and then nothing for months on end; or you're making money passively through existing accounts that use a service you're running that doesn't require much daily upkeep, etc. There is not such a clear relationship between putting in work and making money in the same way showing up at a job has. The effect of slacking off may not manifest until a year later when you didn't land a new client or didn't get an investment.

ThinkBeat 3y ago
No matter how you decide to make an income, your primary motivation will be to have money so you can eat, feed your family, and have a place to live. etc. If the person is already independently wealthy than that person has those needs covered already. A solo creator can be a musician or art painter, or web developer. Quite often they are not independently wealthy (yet) and most never are.