A lot of people scoff at the lottery because of the odds, yet few would go without earthquake or fire insurance and many have money in the stock market. Here's

A lot of people scoff at the lottery because of the odds, yet few would go without earthquake or fire insurance and many have money in the stock market. Here's a hint: there's more to the mathematics than odds. It's about expected return, barrier to entry, and the consequences of not doing something. Odds are only a small part of the equation.