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> Also, those higher deductibles are anecdotes of people whose deductibles went up so that other people's deductibles could go down. This nonsense deserves a s
by robomartin 3y ago
> Also, those higher deductibles are anecdotes of people whose deductibles went up so that other people's deductibles could go down.
This nonsense deserves a separate reply. The level of ignorance surrounding what has happened to healthcare (in the financial sense) in the US is astounding.
The way people got lower cost coverage is that 65 million people were shoved into Medicaid. They then robbed millions of us to subsidize ridiculous plans that would not survive in a free market at all.
However, the most egregious thing is something ideological zealots either know nothing about or refuse to talk about. The fact that Obamacare/ACA represents the largest single private property grab by a government, likely anywhere in the world, in human history.
Quite a statement, right? Back it up!
Sure. I'll let our government speak for itself:
https://www.medicaid.gov/medicaid/eligibility/estate-recovery/index.html https://www.medicaid.gov/medicaid/eligibility/estate-recover...
The 65 million people on Medicaid (and growing) DO NOT have health insurance. They were shoved into a loan program and they have no idea this happened to them.
Once 55 years of age, states are required, by law, to recover the accrued cost of the healthcare that person received. That recovery includes being able to impose liens on the real property of the enrollee, etc.
In simple terms: Some large portion of the 65+ million people on Medicaid will have the State take most, if not all, of the value of their homes as payment for medical services rendered.
After age 55, in the US, it is very easy to accrue hundreds of thousands of dollars in medical bills. Medicaid says "No problem, we'll take your home as payment".
Sure, there are twists and turns to that, however, the law is clear in that recovery is legally required.
Once again, a government that lies to us about what they are doing and then lies by omission again by not disclosing something as important as Medicaid Estate Recovery is criminal. How many people would have agreed to this had they known the government would have the right to attach everything they own to pay for medical bills? Right.
This, again, is why government-run healthcare in the US would not be like it is elsewhere. Our government cannot be entrusted with this.