Thanks, I appreciate you putting that together. So this could be a good result - the regulator confirming it has power to fine, and will be aggressive about it

Thanks, I appreciate you putting that together. So this could be a good result - the regulator confirming it has power to fine, and will be aggressive about it, and the company's signoff proves they agree and will implement fixes. We'll know how well it works based on if there's a repeat in the next few years.