> And no one should be swiping anymore, so I do not know what “swiping it as visa or Mastercard” means. It either says Visa or MC on the card, and that’s the P

> And no one should be swiping anymore, so I do not know what “swiping it as visa or Mastercard” means. It either says Visa or MC on the card, and that’s the PCN it’s going to use. Debit cards are multi-branded. STAR is a popular debit network. Running a transaction over a debit network is far cheaper; often the merchant only incurs a flat fee for the transaction, and most card terminals give the customer a choice.