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I would love, love for it to become a thing for Employers to put your money in a special type of account (similar to a Roth 401k) where the only thing you can d
by briffle 3y ago
I would love, love for it to become a thing for Employers to put your money in a special type of account (similar to a Roth 401k) where the only thing you can do with it is buy insurance on the open market.
Heck, even have a list of 2-3 'preferred' plans that employees can choose from, if they don't want to do all the research. But seeing all that money go into their pay-stub, and then right back out for insurance is going to be very, very eye opening to people who currently just have their employer pay it, and they ever see it in their check.
- cogman10 3y agoYeah, I'd do that with a public option that insurance companies have to compete with.
- akhosravian 3y agoThe problem here is the open market insurance is all garbage compared to basically any employer plan. Especially for those of us in tech.
- dessimus 3y agoIt might not be if health insurance companies actually had to compete to consumers directly rather than only to CFO/CHROs, who in turn provide 2 or 3 "choices" from a single carrier.
- distract8901 3y agoThat's exactly what my current job does. I buy a policy on the government marketplace, submit my premium statements, and I get reimbursed every month. My allowance is quite generous, and it pays for 100% of the cost of the most comprehensive insurance I could find for both me and my husband. The platform is called PeopleKeep. It's really, really nice to pick my own policy. Now I never, ever have to deal with CVS Caremark ever again.