So we should eliminate insurance but replace it with insurance? I pay directly for my services when I can, have a subscription to a local “concierge doctor” or

So we should eliminate insurance but replace it with insurance? I pay directly for my services when I can, have a subscription to a local “concierge doctor” or direct patient care. No I am not a Silicon Valley bro, with the amount of kids I have I’m practically 200% above poverty line. I have “great” insurance and still do this. It can be done. I know insurance intimately and it’s a terrible deal with poorly aligned incentives (for patients). I think removing any and all possible middle men will significantly decrease the corruption factor and waste factor. I don’t need 3 levels of coding reviewer bosses, support staff, adjusters, Blah blah blah to check my visit codes when I am the one responsible for ensuring what I ordered is what is delivered. I also participate in an HSA and have been appreciating this idea and if anything think it should be increased, more tax breaks and more money directly to people.