It'd be nice to see what an actually competitive payment processing market would look like. Merchants seem to have no power in this system and I don't see much

It'd be nice to see what an actually competitive payment processing market would look like. Merchants seem to have no power in this system and I don't see much effort between banks to compete for business, either. These offerings are stagnant and reflect an effort to keep profits artificially high rather than reduce costs and expand on volume.