I am pragmatic about it, in DC, you will be penalized for not using a credit card as most people do use them and therefore businesses have baked in the fees. H

I am pragmatic about it, in DC, you will be penalized for not using a credit card as most people do use them and therefore businesses have baked in the fees. However having the option not to is a very important privilege I feel we should protect. Believe it or not we do have cash first businesses and I make it a point to use cash with them as they will only charge a fee if you use a credit card.