OK. So let's say I put all that money in each year. When does it benefit me after I've become homeless and hungry? After rent, food, insurance, medical bills, s

OK. So let's say I put all that money in each year. When does it benefit me after I've become homeless and hungry? After rent, food, insurance, medical bills, student loans, and taxes there's nowhere near that kind of money left. Let alone if you're the kind of person that enjoys recreational activities.