I don't know of any other consumable where I have to effectively repurchase it every few decades or I lose it. For instance, looking at buying a typical home i

I don't know of any other consumable where I have to effectively repurchase it every few decades or I lose it. For instance, looking at buying a typical home in my market, one would have to pay around $2k in taxes and insurance per month. That's 2/3 of my current rent, and doesn't include maintenance. That's after the mortgage is paid off. That's on a $1.5M house. That $1.5M would earn you $82,500/year in risk free interest right now, or $6,875/mo. That's nearly enough to rent an equivalent house even after you've paid the income taxes.