I had a roommate back in the 90s that spent and managed his money like a drunk sailor. Dude had tons of debt. He didn't seem to care, though. He was happy as co

I had a roommate back in the 90s that spent and managed his money like a drunk sailor. Dude had tons of debt. He didn't seem to care, though. He was happy as could be, while I was stressing to pay off college loans and save every nickel I earned. I discussed his situation with him once, thinking he was just too stupid to understand. He told me his philosophy was to get what you wanted when you can because "tomorrow is not guaranteed". I still thought he was living irresponsibly, so I pressed further. Then he got really serious, told me that his older brother was his hero growing up; he was a super nice guy that everyone loved and knew he was going places in life. His brother got killed by a drunk driver on prom night (the driver's prom). I sorta understood after that.