3 ms·

there is no tomorrow

• happytoexplain 3y ago
  I know this is curt, but it's the first thing that came to my mind as well. There's a threshold of what I can only describe as mundane misery past which it is very difficult psychologically and logistically to plan long-term, and tons of people are past that line. It is not a financial line. The majority instinct is to blame those people as personally irresponsible. But that is always unrealistic at scale. This problem in particular has progressed beyond easy answers at this point.
  • BLKNSLVR 3y ago
    Somewhat analogous to the "if you owe the bank $10,000 then you've got a problem" but "if you owe the bank $1,000,000 then the bank's got a problem". If an unsustainable percentage of the population is beyond your mundane misery line then it's society's problem.
• pizzafeelsright 3y ago
  Oh there is and it is coming.
• jimt1234 3y ago
  I had a roommate back in the 90s that spent and managed his money like a drunk sailor. Dude had tons of debt. He didn't seem to care, though. He was happy as could be, while I was stressing to pay off college loans and save every nickel I earned. I discussed his situation with him once, thinking he was just too stupid to understand. He told me his philosophy was to get what you wanted when you can because "tomorrow is not guaranteed". I still thought he was living irresponsibly, so I pressed further. Then he got really serious, told me that his older brother was his hero growing up; he was a super nice guy that everyone loved and knew he was going places in life. His brother got killed by a drunk driver on prom night (the driver's prom). I sorta understood after that.