3 ms·
It's actionable by your insurance provider.
by cmcaleer 3y ago
It's actionable by your insurance provider.
- kulahan 3y agoIt explicitly is not, thanks to the GINA act.
- lotsofpulp 3y agoI feel like GINA act is superseded by the ACA barring pre existing health conditions as a pricing or qualification criteria. It is crazy that people still comment as if a health insurance company in the US can deny or price insurance based on healthiness. It’s been over a decade since anyone would have been asked for anything but age/location/smoking status when getting health insurance.
- jmye 3y agoYou still get asked smoking status on the exchange. It affects subsidy levels. * edit to say, I think it actually asks about tobacco use, not specifically smoking. But the point remains. That said, most people know absolutely nothing about health insurance or health care in the US beyond the memes.
- lotsofpulp 3y agoThat is what I meant, legally, health insurance companies can only take into account your age/location/tobacco use in their premium pricing, hence that is all they ask you.
- jmye 3y agoAhh, sorry, I misread your post. Thought you were saying they couldn’t because it was pre-existing. My bad, and your larger point was still correct.