But... there's no way you could possible have 300k after 2 years of contributions to a 401k. You’re right…but that’s not what was said. After 2 years, all they

But... there's no way you could possible have 300k after 2 years of contributions to a 401k. You’re right…but that’s not what was said. After 2 years, all they had was $13K. But if they’d been contributing for 20 years like they should have been doing (because they’re 40, not fresh out of college), they’d have $300K. IOW, $13K is nothing to brag about if you’re 35 and working software jobs your whole career. At least that’s how I read it.