To say nothing of the fact there is an guarantee your tax rate once you retire will be less than it is now. In theory we all asume it will be, but like all othe

To say nothing of the fact there is an guarantee your tax rate once you retire will be less than it is now. In theory we all asume it will be, but like all other financial decisions, past performance should not be assumed to be future results. Factor in Uncle Sam is the tax rate decision maker and anything is possible. In short, saving taxed income is a form of diversification.