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Very few people these days don't have access to credit. If you knew you would save 50% over a couple of years, even credit card rates would be better than break
by kurthr 3y ago
Very few people these days don't have access to credit. If you knew you would save 50% over a couple of years, even credit card rates would be better than break even. The real problem is a lack of knowledge, interest, or simply caring about priorities. More likely the CC get's maxed out and payday loans are the next step in a downward spiral.
- wizofaus 3y agoVery few people in your country perhaps. But I'm pretty sure the % of the world's population with access to credit isn't especially high (apparently there are 2.5 billion credit cards in existence worldwide. But of course many of us in developed nations have more than 1).