what's more speculative, and what's safer than stocks? If you're looking for low volatility, bonds are often touted as 'safer' - but look at how safe they've be

what's more speculative, and what's safer than stocks? If you're looking for low volatility, bonds are often touted as 'safer' - but look at how safe they've been over the last decade. There's a risk/reward balance in every asset, I don't think ruling out stocks based on the perception that they're risky is necessarily wise.