that is not the logical conclusion; all it needs is people above some wealth line to be the ones who have the means and wherewithal to decide against, and it is

that is not the logical conclusion; all it needs is people above some wealth line to be the ones who have the means and wherewithal to decide against, and it is their perceived cost of guaranteeing a good childhood home being input to the decision, not the minimum cost necessary to maintain a life. Lots of kids grow up sitting alone with the TV and eating bologna. Lots of parents want tutors and sports equipment and musical instruments, and crucially: free time to spend with their kids. They also want to minimize the impact of that on their other dreams, and if the impact is too high, they'll at least try to wait.