Fair enough, but the low hanging fruit I see is not a lack of money, but a lack of time. The expectations placed on workers, on top of raising a family, is ridi

Fair enough, but the low hanging fruit I see is not a lack of money, but a lack of time. The expectations placed on workers, on top of raising a family, is ridiculous, but they won't budge. For all alarmist rhetoric, the government certainly isn't behaving as though it's an emergency.