Think I know someone who is in the “loophole” situation you mentioned but not a sham. If it were to be sham it may be more risk than it’s worth imo - there’s no

Think I know someone who is in the “loophole” situation you mentioned but not a sham. If it were to be sham it may be more risk than it’s worth imo - there’s no legal recourse to prevent them from just taking the money Edit: and real life is messy. Best of luck to you regardless