The majority of fatalities involve drugs or alcohol, they often involve youth and speed, and occur at night. Many insurance claims involve single vehicle acc

The majority of fatalities involve drugs or alcohol, they often involve youth and speed, and occur at night. Many insurance claims involve single vehicle accidents and weather or other wear related damage. The most common two vehicle claim is rear ending into a stationary vehicle, where it's not particularly difficult to determine fault. Further, none of this matters all that much if you have a straight liability only policy, since that's based on liability of damages and not replacement property values. These devices make very little sense to me and I'd be curious to know if anyone has any data that the presence of these devices is having any impact whatsoever.