> In those terms, if you're young and you do something high risk, and you lose all your money (or just spend 5 years not making money), you still have plenty o

> In those terms, if you're young and you do something high risk, and you lose all your money (or just spend 5 years not making money), you still have plenty of time to recover and make enough money to be comfortable when you're older. The counterargument to this was exactly a point of my reply: if you are not able to recover, there exist less years in which you have to live poorly when you are older. A little bit macabre, but true.