It is but the problem is life is unexpected and you’re going to need the insurance if something happens. Personally being in my 30s, I wouldn’t be comfortable h

It is but the problem is life is unexpected and you’re going to need the insurance if something happens. Personally being in my 30s, I wouldn’t be comfortable having no insurance in America. If I needed surgery for a fall on my hike, without insurance it would bankrupt me. So if I have insurance anyway, I might as well see my primary care physician for a similar copay then go this route. For poor people they are covered through Medicare anyways so they wouldn’t really use this either. This market is for specific one off lab tests and to get referrals.