Everything you have pointed out is a direct result of car centric transportation in America and underscores the bad city design. > When you just entered a 10

Everything you have pointed out is a direct result of car centric transportation in America and underscores the bad city design. > When you just entered a 10 or 15 year lease right before Covid hit, you're now stuck with paying 7 years for an office you're not even using This is priced in. The “cost per employee” metric you cite or hypothesize will stay the same regardless of whether it’s used or not. Also companies that do use this metric for bonuses are outdated. As such this is a “me” problem. > other side of rentals, the entire REIT industry, has it even worse, they're in pure panic mode: They wouldn’t be in “panic mode” if American cities weren’t built with these mono-zones, single purpose use (ie, “commercial only” zones, “resident only” zones, SFH only zones). > enough, cities also have a problem... when people don't commute by car, they don't pay road tolls Cities don’t give a shit about whether or not you take toll roads. That money is sent to the toll operator which is often sent to the state OR a private entity. Not using local road infrastructure is actually a benefit as maintenance is reduced and city workers can focus on other items. City can also defer replacing expensive local roads for just a bit longer. > When they don't commute by public transport and don't pay subscription tickets any more, the transport authorities get into financial trouble I guess people only take the bus for getting to and from work… For everything else, TAKE THE CAR!!1 Sadly, for many Americans this is a reality. Again, this is a direct result of poorly designed cities around car centric transportation. Cars as the only means for getting groceries, getting to/from entertainment districts, general living. > When storefronts of bakeries, coffee shops and other ancilliary services for office drones get boarded up as no one is in the office any more to buy all that stuff, blight sets in. Wouldn’t be a problem in a mixed-zoned region. Walkability is key. > when people demand fast Internet at their homes to work efficiently or utilize other stuff such as water, electricity or trash more (because they'd have to expand their long-outdated, barely adequate service), utility providers have to invest serious amounts of money. Urban density is what pays for a large portion of these services. It’s when cities are forced to increase coverage for suburban and low density areas is where it begins to fall apart. This has been happening for decades and long before the “remote worker” demand. Again highlighting here that car centric transportation is the main cause for these race to build suburbs. Heavily subsidized highway infrastructure is fueling the demand. > Car insurances tied to distance driven per year lose money This is not an issue. As a matter of fact, insurance companies hope you drive less. This deceases the likelihood of an accident and thus having to pay out. It’s when they payout claims is when they lose money. Otherwise the premiums they collects is essentially “free money”