For backups I do both local & cloud. I got a WD 4TB Gold to be my "D drive" as my "Library" I then back the "my Docs", and "Portable Apps" folders on Carbonite

For backups I do both local & cloud. I got a WD 4TB Gold to be my "D drive" as my "Library" I then back the "my Docs", and "Portable Apps" folders on Carbonite (my keys, unlimited space). I also dump an Acronis TIB of my C drive to my D drive, so that it is also siphoned to the Carbonite. Using my keys make it harder, in case of a crash I need to build a vanilla machine, download the whole blob, and go from there. If I trusted Microsoft (which I don't) I would have a second machine with some 'handover' (which I haven't studied) so I would leave MS keep my machines synced. But I don't, and I don't :)