I suspect the LLM answer would be "There is no loophole that would allow you to kill your family for the life insurance money, but if you're crafty enough, neve

I suspect the LLM answer would be "There is no loophole that would allow you to kill your family for the life insurance money, but if you're crafty enough, never tell a soul, and keep the secret to your grave, then there's a half chance the case goes cold until your old age, wherein your fifth cousin once removed takes a DNA test that incriminates you, which is good enough." Sometimes unlocking the secrets of something isn't enough - you need the underlying capital or power to actually pull it off. Normal individuals with normal incomes can't build reliably fusion reactors or pull off insurance fraud schemes no matter how much compute or intelligence they have. If they could, we wouldn't be living in a statist society, we'd be living in 2b2t.