Only 240K. The big thing here isn't that they get loans. It's that they can keep taking risks, knowing they'll be OK if they fail. I can't remember the exact

Only 240K. The big thing here isn't that they get loans. It's that they can keep taking risks, knowing they'll be OK if they fail. I can't remember the exact quote, but essentially middle class people have one big shot they can afford to fail at. The children of the wealthy can keep taking them.