I applaud the notion of examining the way you spend your money and thinking about whether the stuff you spend money on is really adding value to your life or wh

I applaud the notion of examining the way you spend your money and thinking about whether the stuff you spend money on is really adding value to your life or whether it's just a habit that you've fallen into. But: You can save more in one call to a cable company than skipping your morning coffee, even though skipping morning coffee takes more work. What could possibly be less work than not buying something? Not buying something usually saves both money and time. And I don't know about his cable company, but getting a human being from any of my utilities on the phone is something I'd count as work.