A pull back in "credit." This rule is a blunt instrument. It will reduce medical debt stress caused by the way American healthcare is financed. It will also all

A pull back in "credit." This rule is a blunt instrument. It will reduce medical debt stress caused by the way American healthcare is financed. It will also allow more people to default on their medical bills even the ones that are reasonably priced and correctly coded. It's kind of like how the CARES Act for COVID-19 banned reporting mortgage forbearance to credit. Then Chase Bank narrowed new business to 20% down and excellent credit score in response to the future reduced information environment. Since high deductible health plans become common (with multi-thousand deductibles) some hospitals and doctor's offices have required patient responsibility balances to be paid before the surgery or procedure. Some providers refuse service if you have past due bills with them. Providers in the medical-industrial complex already cherry pick customers by often not accepting Medicaid or Medicare. You may have noticed that doctor's offices are more likely to be opened in affluent areas. In effect your choices for local medical services can be affected by not just your health plan but the average purchasing power of the area!