You're still going to want to bundle up for the parts where you're walking to or from the station. But it's not like that's difficult or burdensome to do, at le

You're still going to want to bundle up for the parts where you're walking to or from the station. But it's not like that's difficult or burdensome to do, at least for anyone hale enough to walk a couple miles without trouble. I commuted to work daily via light rail for years; with a couple of well-thought-out layers, good gloves and shoes, scarf, and hat, you're good to go down to about 15°F in reasonably still weather, and by adding a parka and balaclava you can take that down to 0° and still be quite comfortable - and with a backpack or satchel, carry quite a lot besides. (If anything, you might find yourself too warm and sweating! Working your muscles puts out a surprising amount of heat, and modern textiles can do an amazing job of keeping it where it does the most good.) Frankly, this is a skill anyone should have who lives where it gets cold enough to be useful. You won't always get to know ahead of time when you might be out in the cold - after a car wreck, for example, and maybe without a running engine for a heater into the bargain - so it pays to dress for what you could end up needing, or at least have the parts of such an outfit close to hand against the chance you might.