That’s not the only reason. A (well known, national) turkey company considered building an on-site clinic just because so many of their Somali immigrant employe

That’s not the only reason. A (well known, national) turkey company considered building an on-site clinic just because so many of their Somali immigrant employees were going to the ER over frivolous things. They have insurance. Of course, that’s certainly not limited to immigrants. I think anyone who has spent any time in an ER waiting room has thought “you’re in here for that?” I’ve heard plenty of anecdotes from doctors about people with insurance or no going to the ER for colds. As an aside, even though the Somali population is just a small fraction of the total population in the area they seem to be about half of the people in the (non-ER) clinic. I’ve always wondered what was up with that.