I mean, getting sent to collections sucks regardless of whether it affects your credit score - see, e.g., patio11’s recent blog post[0]. If you don’t pay, chanc

I mean, getting sent to collections sucks regardless of whether it affects your credit score - see, e.g., patio11’s recent blog post[0]. If you don’t pay, chances are you will still regret it. [0] https://www.bitsaboutmoney.com/archive/the-waste-stream-of-consumer-finance/ https://www.bitsaboutmoney.com/archive/the-waste-stream-of-c...