There is a middle ground I think - all my banks/credit cards (7 or 8 accounts spread across 4-5 providers) offer csv downloads of transactions. I haven't tried

There is a middle ground I think - all my banks/credit cards (7 or 8 accounts spread across 4-5 providers) offer csv downloads of transactions. I haven't tried to automate downloading the csv, but once the csv exists locally automation becomes straightforward. But yes, for real-time automated gathering of the data, this wouldn't be appropriate I imagine.