I'm not Indian, but I help people immigrate for a living. There is no straight answer. It's just complicated. You either send money through another channel, or

I'm not Indian, but I help people immigrate for a living. There is no straight answer. It's just complicated. You either send money through another channel, or choose from a smaller selection of banks until you get a residence permit. I can't answer so easily because I opened my account 8 years ago and things got harder since then.