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I don't think it's a matter of aesthetics vs safety, or onsite vs third party (I'm Dutch). Yes, I agree that third-party redirects don't appeal to many users, b
by dirkdeman 15y ago
I don't think it's a matter of aesthetics vs safety, or onsite vs third party (I'm Dutch). Yes, I agree that third-party redirects don't appeal to many users, but the same goes for a payment form hosted on your site. You have to understand that the credit card is a relatively new form of payment, where in the US almost everybody has one. If we order something online, we usually pay afterr we've received the shipment, or through a system called Ideal (in The Netherlands, that is. Can't vouch for other countries), which is basically some sort of API between the website and your own bank. Paypal isn't used much by European websites, other than the ones targetting the whole world and some shifty websites. fYI: most webshop CMS like Magento come with a built in Ideal shopping cart.
The problem is that, while one economic region, Europe is still a collection of separate countries. We all have our own banks, so the chances of one European payment provider coming are slim to say the least. What I would like to see is a universal payment provider with the same reputation as a regular, trustworthy bank.
So to answer your question: it doesn't really matter if the solution is onsite or third party, as long as it's trustworthy.
- itsprofitbaron 15y agoRegarding: Paypal isn't used much by European websites, other than the ones targetting the whole world I completely disagree, in England most websites allow the ability to Pay Via PayPal even specifically stores which only sell to those in the United Kingdom. Referring to the economic region of Europe, and the fact that we all have our own banks and... What I would like to see is a universal payment provider with the same reputation as a regular, trustworthy bank Well PayPal actually is a universal payment provider [1] as it has a European Union banking license and is regulated as a bank by the CSSF where it was previously a Electronic Money Issuer which was approved by the FSA from 2004 until 2007 when it moved to Luxembourg. Actually because of that, UK customers aren't able to obtain legal redress from the company in UK Courts. [1] http://www.telegraph.co.uk/finance/markets/2808982/PayPal-becomes-a-bank-to-fight-off-Google.html http://www.telegraph.co.uk/finance/markets/2808982/PayPal-be...
- dirkdeman 15y agoThanks for clearing that up, I was not aware that PayPal had such a big presence in the UK. What I meant with the second quote though is that, although I know PayPal is a universal payment provider, it lacks the reputation that brick ´n mortar banks have. Maybe this is different in the UK, but here on the mainland there are some major trust issues with PayPal.