You're getting a lot of comments to the contrary, but I agree with you. There is a difference between losing money (like someone is actually stealing the money

You're getting a lot of comments to the contrary, but I agree with you. There is a difference between losing money (like someone is actually stealing the money) and not getting money you were hoping/expecting to get. In this context it can even be a little bit confusing since there are criminals involved that could actually be stealing money. Language has lots of ambiguities and despite this being a common way of describing this situation, I don't like it. Some people don't like the word "moist" either and that's just fine. It's an opinion.