I couldn't have put it more clearly. I look at the local dismal state lottery; it takes months to tick up from $1 million prize to $2 million, and think "even

I couldn't have put it more clearly. I look at the local dismal state lottery; it takes months to tick up from $1 million prize to $2 million, and think "even if I won, I couldn't even really quit my job." After taxes, it would barely cover a slightly above average tract home in a new development.