Worse than that. "Oh fuck, I lost that thing" is going to be a common occurrence in these scenarios. Data lost forever. You can then go to K-of-N schemes or wha

Worse than that. "Oh fuck, I lost that thing" is going to be a common occurrence in these scenarios. Data lost forever. You can then go to K-of-N schemes or whatever, but the truth is that if you don't have a professional obligation to keep some data safe and accessible, people will simply lose it (and this will still happen in plenty of cases where you do have a professional obligation).