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There’s a difference between you knowingly waiving a requirement that is to your benefit (receiving the necessary disclosure document before closing) to further

There’s a difference between you knowingly waiving a requirement that is to your benefit (receiving the necessary disclosure document before closing) to further a goal to your benefit and you making a statement on a form to the detriment of someone else. In your analogy it would be as if the seller ticket the box saying that they’ve disclosed all deficiencies to you despite not having done so, to not jeopardize your willingness to close.

DoreenMichele 3y ago
I don't recall what the document was but in real estate, a defect can also negatively impact neighbors or future owners. If the defect was the responsibility of the previous owner and not having the disclosure at the time of the closing means you no longer have legal standing to pursue remedy and you don't get around to fixing it, it may get grandfathered in and now it's potentially a permanent situation. I think TFA is a case where the OP messed up. He shouldn't have lied to appease his boss and it seems he wasn't clear about that at the time. He didn't seem to feel he was lying. He told his boss X then did as he was told. And I think this sort of mental disconnect is common and, among other things, leads to problematic choices for how to relate online. In his mind, while filling out the papers, what he said was part of this larger conversation and his boss knew what he really believed to be true. The problem is that putting it in writing means other people can read it and they aren't part of this larger conversation. I was clear that signing the papers could come back to bite me but based on the banker's remark inferred he wasn't concerned and he felt rescheduling was a bigger problem. Odds are good the item showed up soon after and was added to the file and said the "right" thing, so didn't create problems. I still think what I said elsewhere: OP should probably be planning his exit. But I do also understand why some people have sympathy for his boss and feel like playing devil's advocate here.

DoreenMichele 3y ago

I don't recall what the document was but in real estate, a defect can also negatively impact neighbors or future owners. If the defect was the responsibility of the previous owner and not having the disclosure at the time of the closing means you no longer have legal standing to pursue remedy and you don't get around to fixing it, it may get grandfathered in and now it's potentially a permanent situation. I think TFA is a case where the OP messed up. He shouldn't have lied to appease his boss and it seems he wasn't clear about that at the time. He didn't seem to feel he was lying. He told his boss X then did as he was told. And I think this sort of mental disconnect is common and, among other things, leads to problematic choices for how to relate online. In his mind, while filling out the papers, what he said was part of this larger conversation and his boss knew what he really believed to be true. The problem is that putting it in writing means other people can read it and they aren't part of this larger conversation. I was clear that signing the papers could come back to bite me but based on the banker's remark inferred he wasn't concerned and he felt rescheduling was a bigger problem. Odds are good the item showed up soon after and was added to the file and said the "right" thing, so didn't create problems. I still think what I said elsewhere: OP should probably be planning his exit. But I do also understand why some people have sympathy for his boss and feel like playing devil's advocate here.